Kelli Kelchen
Kelli Kelchen, Realtor Welcome Home

How Much Can You Afford?


 


Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Please note, as a professional Realtor I will never ask you "How much can you afford", I will ask you "What's the most you'd like to spend for a home".  There is a huge difference and one that I believe is the difference between watching out for my client and watching out for my own pocket book.  I will always watch out for my you, my client!  

Owning a home isn't enjoyable if you are strapped every month.  If necessary start with a less expensive home, still a fantastic investment and tax shelter, and move up when your ready.  It would be my privledge to help you grow through all the phases of your life from starter home to retirement retreat!   

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 


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